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The Intersection Among Torts, Science, Corporate Law, Insurance & Bankruptcy

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What Will Happen With London’s Infamous Solvent Schemes of Arrangement
A Business Insurance article by Sarah Veysey reports that news is expected "soon" on British regulation of solvent schemes of...

Kirk Hartley
Feb 8, 20141 min read
Poorly Done – The Blue Cross Blue Shield of illinois Health Insurance Web Site
The Blue Cross Blue Shield of Illinois web site for health insurance is poor in design and operation. Today it refuses to accept an...

Kirk Hartley
Dec 18, 20131 min read
Examples of Why Blue Cross Blue Shield of Illinois is Hated By So Many
The dysfunctional nature of insurance companies never ceases to amaze. This month, tens (hundreds?) of thousands of 18 year olds are...

Kirk Hartley
Aug 22, 20132 min read
Another Mass Tort Bankruptcy – Railworld’s Subsidiary that Killed
After its runaway train train killed 47 people last month in Quebec, there’s been a Chapter 11 filing by Montreal, Maine & Atlantic...

Kirk Hartley
Aug 9, 20132 min read
Underinsured and Risky – The Texas Fertilizer Plant Explosion
The West Fertilizer plant explosion in Texas killed 15, injured many more and destroyed or damaged dozens of adjoining buildings. Now,...

Kirk Hartley
May 6, 20131 min read
Fragmentation of Insurance: A Conference from The Rutgers Center for Risk and Responsibility
Insurance can make anyone nuts. It’s both invaluable and maddening. Sheafs of paper with words written in phrases that only occasionally...

Kirk Hartley
Feb 14, 20133 min read
Great Questions About Insurance – Call for Papers for Rutgers Conference on Fragmented Risks C
Why is collecting on insurance so tough? Is insurance being sold in the right way? Some thought leaders are asking great questions about...

Kirk Hartley
Oct 26, 20123 min read
Progressive Insurance Takes a Reputation Hit After Failure to Pay
The media this week has been full of a great example of the power of social media to inflict a major reputation hit. This week’s target...

Kirk Hartley
Aug 18, 20121 min read
Reselling Life Insurance – Viatical Deals and More
Selling life insurance rights. Some says it’s great. Some says it violates contract law. Some say it’s a bad idea. Whatever your view may...

Kirk Hartley
Aug 14, 20121 min read
An Insurance Cap Falls – How Many More Should Fall ?
Insurers like caps on payouts. Why? Because it makes life easy for the actuaries. X number of incidents for an insured population of Y...

Kirk Hartley
Aug 13, 20122 min read
ACE Insurance Fined by Texas for Repeated Violations of State Insurance Law
ACE insurance has been fined in Texas for violating state laws regulating insurers. The story is told on the ACE Litigation Watch, a web...

Kirk Hartley
May 3, 20121 min read
Met Life and Others Finally Fessing Up to Their Lack of Good Faith and Fair Dealing in Administering
And from the NYT and the the offices of several state Attorney Generals, here is story detailing yet another example of Wall Street...

Kirk Hartley
Apr 24, 20121 min read


Using Actual Driving Data to Price Car Insurance – Young Marmalade Business in the UK
A new idea that is now a business in the UK – car insurance priced based on driving low-powered cars, plus actual driving data...

Kirk Hartley
Apr 21, 20123 min read
Insurance Fraud – By the Insurer
Insurers like to complain about fraud by policyholders, but here’s the story of gross fraud perpetrated by a nationally prominent...

Kirk Hartley
Apr 13, 20121 min read
UK Asbestos Coverage Ruling Exposes Reality – Supposed Risk Takers Really Want Certainty and V
Time and again insurers tell us that litigation is wasteful and all claims should settle. And we are often told that insurers and others...

Kirk Hartley
Mar 29, 20122 min read
Managing D & O Insurance Through Transactions
Kevin LaCroix has an interesting new post linking to a useful article on managing D & O insurance through a corporate transaction....

Kirk Hartley
Mar 19, 20121 min read


Litigation Increasing Dramatically In Argentina – QBE and Others Say They Need Tort Reform and
Does this story sound familiar? Tort claiming, constitutional law, and demands for tort reform are now playing out in Argentina. Under...

Kirk Hartley
Feb 27, 20122 min read
Another Example of Insurance Companies Liking Litigation When They Are Plaintiffs
Insurers frequently complain loudly about "trial lawyers" and too much litigation. But they like litigation when they are plaintiffs....

Kirk Hartley
Feb 23, 20121 min read
Direct Actions Against Insurers – The FDIC is Using the Remedy
"Direct actions" allow an injured plaintiff to file a lawsuit directly against the insurer for a defendant. Direct actions are not...

Kirk Hartley
Jan 24, 20121 min read
Rutgers Hosting Great Looking February 29 Conference on Insurer “Bad Faith” Claims
Insurer "bad faith" has been a significant and growing problem ever since consulting heavyweight McKinsey & Company advised various...

Kirk Hartley
Jan 23, 20122 min read
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