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  • Writer's pictureKirk Hartley

New Data on Med Mal Cases in the US

"Noteworthy Statistics from the 2013 Aon/ASHRM Hospital Professional Liability Benchmark

Projected loss rate for hospital professional liability is $2,940 per occupied bed equivalent (OBE) for events occurring in 2014.

The frequency of claims is projected to be 1.67 percent per OBE and the severity of claims is expected to be $176,000 per claim.

Projected loss rate for physician professional liability is $6,030 per class 1 physician for events occurring in 2014.

The frequency of claims is projected to be 2.97 percent per class 1 physician and severity of claims is expected to be $203,000 per claim.

Projected loss rate for hospital general liability is $119 per occupied bed equivalent; The average general liability claim is expected to be $36,000 for claims occurring in 2014.

Projected loss rate for obstetrics claims occurring in 2014 is $171 per birth; emergency department is $6.16 per visit.

The hospital professional liability benchmark database includes claims from all US states and provides specific benchmarks for 28 states. Florida ($7,440) and Pennsylvania ($4,720) have the highest projected loss rates for 2014; Indiana, ($800) and Minnesota ($810) have the lowest projected loss rates for 2014.

Using their excess claims database, The Beazley Group provides analytics detailing the increasing severity of the largest claims by venue and highlighting the disproportionate impact of obstetric claims on large claim trends.

Data from Aon’s self-assessment tool, the Risk Maturity Index, indicates that hospitals are advanced in their approach to risk but have room to further integrate risk management throughout their organizations.

About the HPL Report

The database includes 118 U.S. health care systems, representing 28 percent of the total U.S. hospital industry. Data collected includes 103,379 non-zero claims, representing more than $16.6 billion of incurred losses. The database contains historical claim information for 10 accident years (2003 to 2012). All ASHRM members were invited to participate in the study, which is designed as a hands-on tool to provide health care risk managers with a better understanding of their cost of risk compared to an industry benchmark. Through measurement, analysis and comparison of the claim and exposure data, risk managers develop proactive strategies to reduce risk related costs and ultimately improve outcomes.

About Risk Maturity Index

The award winning Aon Risk Maturity Index tool was developed by Aon in partnership with the Wharton School at the University of Pennsylvania. It is designed to empower risk and finance leaders to assess the maturity of their organization’s risk management structure and provide insight to support its continued development and implementation. The index measures 40 components of ‘risk maturity’ that are grouped into ten overarching characteristics or statements of best practices. The Index is a web-based survey containing approximately 125 multiple-choice questions focused on observable practices and structures related to corporate governance, management decision making and risk management. More information visit

* All calculations are based on proprietary data and Aon makes no statement on the accuracy of the results and therefore assumes no liability."

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